General disclosures

This website does not constitute advice or a recommendation or offer to sell or a solicitation to deal in any security or financial product. It is provided for information purposes only and based on the understanding that the recipient has sufficient knowledge and experience to be able to understand and make their own evaluation of the proposals and services described herein, any risks associated therewith and any related legal, tax, accounting or other material considerations. To the extent that the reader has any questions regarding the applicability of any specific issue discussed above to their specific portfolio or situation, prospective investors are encouraged to contact their local AIM regional consultant or consult with the professional advisor of their choosing.

There is no guarantee that the investment objectives will be achieved. Past performance is not a guarantee or indicator of future results.

Any indices and other financial benchmarks shown are provided for illustrative purposes only, are unmanaged, reflect reinvestment of income and dividends and do not reflect the impact of advisory fees. Investors cannot invest directly in an index. Comparisons to indexes have limitations because indexes have volatility and other material characteristics that may differ from a particular strategy or fund.

Certain information contained herein constitutes “forward-looking statements,” which can be identified by the use of forward-looking terminology such as “may,” “will,” “should,” “expect,” “anticipate,” “project,” “estimate,” “intend,” “continue,” or “believe,” or the negatives thereof or other variations thereon or comparable terminology. Due to various risks and uncertainties, actual events, results or actual performance may differ materially from those reflected or contemplated in such forward-looking statements. Nothing contained herein may be relied upon as a guarantee, promise, assurance or a representation as to the future.

As with all investments, there are associated inherent risks including loss of principal. Stock markets, especially foreign markets, are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments. Sector and factor investments concentrate in a particular industry, and the investments’ performance could depend heavily on the performance of that industry and be more volatile than the performance of less concentrated investment options and the market as a whole. Foreign securities are subject to interest rate, currency exchange rate, economic, and political risks, all of which are magnified in emerging markets. The risks are particularly significant for ETFs that focus on a single country or region. The ETF may have additional volatility because it may be comprised significantly of assets in securities of a small number of individual issuers. Securities of companies with smaller market capitalizations tend to be more volatile and less liquid than larger company stocks. Smaller companies may have no or relatively short operating histories or be newly public companies. Some of these companies have aggressive capital structures, including high debt levels, or are involved in rapidly growing or changing industries and/or new technologies, which pose additional risks. Fixed income investments are subject to inflationary, credit, market and interest rate risks.

Exchange Traded Funds (ETFs) trade like stocks and are subject to investment volatility and the potential for loss. ETFs are securities that track an index, a commodity or a basket of assets like an index fund, but trade like a stock on an exchange; ETFs experience price changes throughout the day as they are bought and sold. Some actively managed ETFs may be used. The principal amounts invested in ETFs are not protected, guaranteed or insured.

The Decathlon strategies utilize artificial intelligence (AI) in the decision-making process, introducing inherent risks. The AI’s lack of predictability, reliance on historical data, and sensitivity to market volatility may impact investment outcomes. Technology-related risks and the dynamic nature of market conditions further contribute to potential uncertainties. Ongoing monitoring and adjustments to the AI model are essential. Investors should recognize the limitations of AI, seek professional advice, and carefully assess their risk tolerance and financial situation before making investment decisions.

Strategy disclosures:

The AIM Decathlon strategies are predictive, algorithm driven and use pattern recognition technology (PRT) to rank a population of ~240 handpicked ETFs in which it will “invest” in the 10 most promising based on upward price movement and defined volatility levels. The Universe includes ETFs representing nearly all investable asset classes made available through ETFs. Each strategy adheres to target equity ranges based on their risk level but otherwise have no defined asset allocation or allocation limitations and can “go anywhere”. The algorithm re-evaluates the population of ETFs and the portfolio management team updates the portfolio as necessary to reflect changes in the rankings. The portfolio manager maintains full investment discretion. In Q3 2020, the methodology for AIM Decathlon was refined to trade dynamically rather than every 25 trading days. Decathlon’s process is subject to ongoing research and enhancement, with the goal of continuous improvement. The algorithms used by the system are usually optimized on a quarterly basis, but the rankings are based on current daily price movement in the ETFs in the investment universe.

In October 2019, AIM Decathlon Conservative’s maximum equity limit changed from 80% to 50%. In Q3 2020, the methodology for the Decathlon strategies was refined to trade dynamically rather than every 25 trading days. The Decathlon system is typically run and reviewed daily and typically ‘rebalances’ once a sufficient number of securities have fallen far enough in the rankings to justify the resulting trades. Decathlon’s process is subject to ongoing research and enhancement, with the goal of continuous improvement. The algorithms used by the system are usually optimized on a quarterly basis. Performance shown is based on the then current algorithms/system used.

Also in October 2019, the benchmarks for three of the Decathlon portfolios changed retroactively. AIM Decathlon Conservative changed its benchmark from the Dow Jones Conservative Allocation Index to 20% MSCI ACWI / 80% Bloomberg Barclays U.S. Aggregate Bond Index; AIM Decathlon Moderate’s benchmark changed from 50% Dow Jones Moderately Conservative Allocation / 50% Dow Jones Moderate Allocation Index to 50% MSCI ACWI / 50% Bloomberg Barclays U.S. Aggregate Bond Index; and AIM Decathlon Growth’s benchmark changed from Dow Jones Moderate Allocation Index to 70% MSCI ACWI / 30% Bloomberg Barclays U.S. Aggregate Bond Index.

In September 2022, the benchmarks for the three AIM Decathlon portfolios changed on a going forward basis. The AIM Decathlon Conservative strategy’s benchmark is 20% MSCI ACWI / 80% ICE BofA US Broad Market Index, the AIM Decathlon Moderate strategy’s benchmark is 50% MSCI ACWI / 50% ICE BofA US Broad Market Index, and the AIM Decathlon Growth strategy’s benchmark is 70% MSCI ACWI / 30% ICE BofA US Broad Market Index.

As of July 2023, the Conservative portfolio has the flexibility to hold ETFs in weights ranging from 5% to 20%.

In 2025, AIM changed the names of several strategies. AIM Decathlon Growth used to be named BCM Decathlon Growth Tactics. AIM Decathlon Moderate used to be named BCM Decathlon Moderate Tactics. AIM Decathlon Conservative used to be named BCM Decathlon Conservative Tactics. AIM Decathlon Growth Profile 5 used to be named BCM Decathlon Growth Aspect. AIM Decathlon Moderate Profile 3 used to be named BCM Decathlon Moderate Aspect. AIM Decathlon Conservative Profile 1 used to be named BCM Decathlon Conservative Aspect. AIM Decathlon Javelin Market Neutral used to be named BCM Decathlon Javelin Market Neutral.

The target allocations shown are buy targets only. Actual allocations will differ due to market fluctuations. Cash levels are estimated to be ~2% even when a model is “fully” invested and can be allocated to a money market or short duration (up to a 1-3 year) bond ETF. Signals calling for trades that are less than $500.00 or 0.25% of the account may not be completed if, at AIM’s sole discretion, they do not warrant incurring the trading costs.

The AIM investment strategies may not be appropriate for everyone. Due to the periodic rebalancing nature of our strategies, they may not be appropriate for those investors who desire regular withdrawals or frequent deposits. The portfolio managers maintain full discretion over all AIM strategies.

Firm Disclosures:

Algorithmic Investment Models LLC (“AIM”) is an SEC registered investment advisor. AIM offers machine learning-based, quantitative investment strategies using long only ETFs across multiple asset classes with domestic, international and global exposure.

Algorithmic Investment Models claims compliance with the Global Investment Performance Standards (GIPS®).

Algorithmic Investment Models LLC (“AIM”), formerly Beaumont Capital Management LLC (“BCM”), is an asset manager based in Boston, Massachusetts. Originally established in 2009 as a division of Beaumont Financial Partners, LLC, BCM was created to provide tactical, quantitatively driven investment strategies for financial professionals, institutions, and individuals. In late 2019, Beaumont Capital Management LLC was spun off from Beaumont Financial Partners, forming a separate legal entity registered with the SEC effective as of the close of business on December 31, 2019. In January 2022, AIM, a long-time research partner, acquired BCM, both of which became subsidiaries of a holding company, Algorithmic Research + Trading LLC (ART). From 2022 to 2025, BCM and AIM operated as distinct legal entities. In 2025, BCM was formally renamed Algorithmic Investment Models LLC (“AIM”) and reorganized as a single SEC-registered entity, consolidating operations under the AIM brand.

To obtain a GIPS® compliance presentation, or the composite descriptions for our strategies, contact us through any of the following channels, and the information will be sent to you: (P) (888) 777-0535, salessupport@algomodels.com, or by mail to the address provided.

“S&P 500® and SPDR are the registered trademarks of Standard & Poor’s, Inc., a division of S&P Global Inc. “MSCI” is the trademark of MSCI Inc. and/or its subsidiaries.

Social Media Disclosure:

Information posted on the Algorithmic Investment Models (“AIM”) social media sites (“Sites”) should not be construed as a recommendation, an offer to buy any securities or as investment advice. If you are investing in AIM strategies and have questions or concerns that are specific to your account(s), please contact your financial advisor directly. If you are not an AIM client and would like more information about the firm or its strategies, please contact us at 844-401-7699 or salessupport@algomodels.com. Any opinions, ideas, perspectives or outlooks expressed by AIM or its employees on the Sites are as of the date of publication and are subject to change. Information used on these Sites, or as a resource to create that information, may be derived from third party resources that AIM believes to be accurate and reliable, however it cannot be guaranteed. AIM’s posts to these Sites are considered communications with the public and are archived as required by the firm’s polices and applicable regulators.

The Sites may contain links to articles or other information on a third-party website. AIM does not endorse the third-party sites where this information is posted, nor does it accept responsibility for the accuracy or reliability of the content. AIM assumes no liability for any inaccuracy, error or exclusion of data or other information provided on the third-party website or resource. Opinions or statements posted by third parties are their own and may not be representative of AIM or the experience of others. AIM reserves the right to remove any comments, posts, third party-posted content or other content that we deem inappropriate, or that contain confidential information, profanity or illegal material. Due to the regulations prohibiting the use of testimonials by investment advisers, visitors to the AIM Sites should avoid posting positive reviews of their experiences with the firm, its personnel, principals or its services as such posts may be considered testimonials. AIM has attempted to address this by not permitting feedback or discussion items on social media platforms. AIM is not affiliated with third party Sites where our information may be posted and has no control over how LinkedIn, Facebook, Google+, Twitter or other third parties will use the information shared on the Sites. We recommend you read and understand the privacy policies and terms of service for each social media site which you frequent and understand how information can be displayed and used throughout the Sites, as well as other third-party sites that may be linked to them.

Definitions:

Exchange Traded Fund (ETF) — A security that tracks an index, a commodity or a basket of assets like an index fund, but trades like a stock on an exchange. ETFs experience price changes throughout the day as they are bought and sold and are subject to investment volatility and the potential for loss.

Stock — A type of security that signifies ownership in a corporation and represents a claim on part of the corporation’s assets and earnings. There are two main types of stock: common and preferred. Common stock usually entitles the owner to vote at shareholders’ meetings and to receive dividends. Preferred stock generally does not have voting rights, but has a higher claim on assets and earnings than the common shares.

Bond — A debt investment in which an investor loans money to an entity (corporate or governmental) that borrows the funds for a defined period of time at a fixed interest rate, commonly referred to as a fixed-income security. Bonds are used by companies, municipalities, states and U.S. and foreign governments to finance a variety of projects and activities.

Credit Risk — The risk of default on a debt that may arise from a borrower failing to make a required payment.

Duration risk — A measure of the sensitivity of the price of a fixed-income investment to a change in interest rates.

Annualized Return — The equivalent annual return an investor receives over a given period

Standard deviation — A measure of variability used in statistics. A low standard deviation indicates that the data points tend to be very close to the mean, whereas high standard deviation indicates that the data points are spread out over a large range of values.

Beta — A number describing the relation of its returns with those of the financial market as a whole. A positive beta means that the asset’s returns generally follow the market’s returns. A negative beta means that the asset’s returns generally move opposite the market’s returns.

Alpha — A risk-adjusted return in excess of that received by a benchmark.

R2 — Represents the percentage of a fund or security’s movements that can be explained by movements in a benchmark index.

Max Drawdown — The maximum peak to trough decline in monthly returns of the strategy over the given time period.

Sharpe Ratio — A measure of the excess return per unit of standard deviation in an investment asset or a trading strategy.

The Standard & Poor’s (S&P) 500® Index is an unmanaged index that tracks the performance of 500 widely held, large-capitalization U.S. stocks. Indices are not managed and do not incur fees or expenses. It is not possible to invest directly in an index. The S&P 500 ® is a registered trademark of Standard & Poor’s, Inc.

The ICE BofA 3 Month U.S. Treasury Index measures the performance of a single issue of outstanding treasury bill which matures closest to, but not beyond, three months from the rebalancing date. The issue is purchased at the beginning of the month and held for a full month; at the end of the month that issue is sold and rolled into a newly selected issue.

The MSCI ACWI captures large- and mid-cap representation across 23 Developed Markets and 26 Emerging Markets countries, covering approximately 85% of the global investable equity opportunity set.

The IQ Hedge Market Neutral Index (IQHGMN) seeks to replicate the risk-adjusted return characteristics of the collective hedge funds using a market neutral hedge fund investment style. Indices are not managed and do not incur fees or expenses.